Loan Programs
At Equimax, we offer a wide range of loan products designed to meet the specific needs of commercial real estate investors in California. Here’s a breakdown of our core financing options:
Bridge Loans
Ideal for short-term financing, our bridge loans provide quick capital for investors in transition. Typically offering terms of 6 to 24 months, these loans help with property acquisitions, renovations, or stabilization while you secure permanent financing.
Construction Loans
Our construction loans finance both ground-up development and major renovations for commercial properties. These loans are tailored to your project’s needs and can include both interest-only payments during the construction phase. Typical terms are 12 to 24 months, with loan-to-cost (LTC) ratios up to 80%, and competitive rates based on project specifics.
Refinancing Options
We provide refinancing solutions for property owners looking to restructure existing debt, access equity, or improve loan terms. Our refinancing options include fixed-rate, floating-rate, and cash-out refinancing, with terms ranging from 5 to 30 years and loan amounts starting at $1 million. We also offer debt consolidation and flexible prepayment options.
Direct Lending
Our direct lending solutions provide streamlined financing directly from our firm, eliminating the need for intermediaries. Designed for speed and flexibility, these loans cater to a variety of commercial real estate needs, including acquisitions, refinancing, and value-add projects. Loan amounts typically range from $1 million to $50 million, with terms of 12 to 24 months and competitive interest rates tailored to the borrower’s requirements.
Choosing the Right Loan
Choosing the right financing solution depends on your project’s scope and timeline. Our experienced team at Equimax is here to help you determine which loan program will best suit your needs, whether you’re looking for a short-term solution like a bridge loan or a long-term, stable financing option like an SBA loan. Contact us today to discuss your specific requirements.
